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Congratulations! You have decided to begin the research process to purchase a home in the wonderful area of Elk Grove or Sacramento. I believe that it is a great time to buy a home.
Prices are low, interest rates are still low also. I have many homes available whose monthly payments are less than market rents! If you choose to begin the process of looking for a home soon, you'll be joining the ranks of families who realize that home ownership offers a number of benefits including: building equity, saving for the future, and creating a nurturing environment for your family. Rents typically increase every year, but if you purchase a home with a 30 year fixed mortgage, your house payment will never go up and eventually, will be less than market rents, if you stay in the home long enough. How's that for security! Best of all, over time, your home will increase in value. But, I don't recommend anyone buy a home only because of the equity they will earn. The equity should be the "icing" on top of the security you obtain from owning a home you love and can afford with a fixed payment.
In the following reports, you'll find the information you need to make a wise buying decision. We'll take you through the planning process step-by-step, to help you determine which home is right for you. I will go over the numbers frontwards and backwards, to make sure you understand the costs of purchasing and owning real estate. I'll even show you tools that will allow you to calculate for yourself what you can afford, so you know what price ranges to look at, regardless of what you are "pre-qualified" for.
Because I sell homes for banks, I am an excellent resource for anyone looking to purchase a foreclosure. I know the inside scoop on what banks are expect to see in an offer to buy foreclosed homes. If you select me to assist you in purchasing a home in the Elk Grove, Sacramento or surrounding areas, I'll protect your interests by recommending and supervising all the important inspections. I'll even provide you with a home warranty at the end of the transaction-(ask me how this will save you time and money-before you even complete the purchase). I'll provide you with a host of informative articles on mortgages, viewing homes, the offer, closing details and moving.
Please contact me if you have any questions about buying a home in Elk Grove, Sacramento, Wilton, Galt or any surrounding area. |